Former Arizona Licensed Insurance Agent Sentenced to Prison for Defrauding Elderly Clients

TUCSON, Ariz. – Victoria Totten, 72, of Green Valley, was sentenced on Tuesday by United States District Judge Jennifer G. Zipps to 21 months in prison. Totten pleaded guilty to Mail Fraud on November 8, 2023.

For years, Totten defrauded many of her elderly clients while working as a licensed insurance agent. Totten fraudulently over-collected insurance premium payments by falsely representing the terms of the insurance policies to her clients. Totten falsely claimed that payments should be made in advance to lock in a lower rate. After receiving the funds, instead of transmitting the victims’ premium payments directly to the insurance companies, Totten misused large portions of the victims’ money for her own personal gain and to pay insurance premiums for other clients. To disguise her scheme, Totten used her P.O. box on insurance paperwork so correspondence from insurance companies went to Totten instead of the victims. As part of Totten’s sentence, the court ordered her to pay $114,781 in restitution.

The United States Secret Service conducted the investigation in this case. The United States Attorney’s Office, District of Arizona, Tucson, handled the prosecution.
 

CASE NUMBER:           CR-23-00282-JGZ
RELEASE NUMBER:    2024-066_Totten

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For more information on the U.S. Attorney’s Office, District of Arizona, visit http://www.justice.gov/usao/az/
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