Approved Credit Counseling Agencies
 
Kentucky
KYE
Eastern District of Kentucky
A 123  Credit Counselors, Incwww.a123cc.com
Main Address:
 701 NW 62nd Avenue
Suite 160
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet/Telephone:www.a123cc.com / 305-269-9201 
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Telephone:888-511-2227  
  
Advantage Debt Management of Americawww.helpwithbills.org
Main Address:
 4424 Aicholtz Road, Suite H
Cincinnati, OH  45245  
877-245-5435
Delivery Method:
 Internet:www.helpwithbills.org 
 Telephone:877-245-5435  
 In Person:
 Advantage Debt Management of America
73 Cavalier Boulevard   Suite 313
Florence , KY  41042
859-371-4567
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 195 Brook Street East
Wessington, SD  57381  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
ClearPoint Financial Solutions, Inc.www.clearpointfinancialsolutions.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.org 
 Telephone:877-422-9044  
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Telephone:800-531-5124  
  
Comprehensive Credit Counseling of Rural Services of Indiana, Inc.www.comprehensivecreditcounseling.com
Main Address:
 60918 US 31 South
South Bend, IN  46614  
800-288-6581
Delivery Method:
 Telephone:1-800-288-6581  
 Internet/Telephone:www.comprehensivecreditcounseling.com / 800-288-6581 
  
Consumer Credit Counseling of Springfield, Missouri, Inc.www.cccsoftheozarks.org
Main Address:
 1515 S. Glenstone
Springfield, MO  65804  
417-889-7474
Delivery Method:
 Internet:www.cccsoftheozarks.org 
 Telephone:800-882-0808  
  
Consumer Credit Counseling Service of Greater Atlanta, Inc.www.cccsinc.org
Main Address:
 100 Edgewood Avenue
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.cccsinc.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Consumer Credit Counseling Service of Greater San Antoniowww.cccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.cccssa.org 
 Telephone:210-979-4300 English and Spanish
 Internet/Telephone:www.cccssa.org / 210-979-4300English and Spanish
  
Consumer Credit Counseling Service of Huntingtonwww.goodwillhunting.org
Main Address:
 1102 Memorial Blvd
Huntington, WV  25701  
888-534-4387
Delivery Method:
 Telephone:888-534-4387  
 In Person:
 Consumer Credit Counseling Service of Huntington
2100 Winchester Avenue  
Ashland , KY  41101
888-534-4387
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.cccservices.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.cccservices.com 
 Telephone:800-355-2227  
 In Person:
 Consumer Credit Counseling Service of Cental Kentucky
2265 Harrodsburg Road  Suite 303
Lexington , KY  40504
800-355-2227
 Consumer Credit Counseling Service of Cental Kentucky
317 Main Street  
Pikeville , KY  41502
800-355-2227
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.org 
 Telephone:1-866-684-8171  
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400  
  
DBSM, Inc.www.myBKnow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com 
 Telephone:877-692-5669  
  
Debt Education and Certification Foundationwww.debt-foundation.org
Main Address:
 112 Goliad Street
Suite D
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.debt-foundation.org 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.debt-foundation.org / 866-859-7323 
  
Financial Fitness Services, Inc.financialfitnessservices.com
Main Address:
 1226 Linn Street
Suite C
Sikeston, MO  63801  
888-471-9737
Delivery Method:
 Telephone:888-471-9737  
  
Forbes & Newhard Credit Solutions, Inc.
Main Address:
 7505 Tiffany Springs Parkway
Suite 520
Kansas City, MO  64153  
816-582-4322
Delivery Method:
 Telephone:816-582-4322  
  
Garden State Consumer Credit Counseling, Inc. www.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
  
Granite Lake Educational Resourceswww.backtogo.org
Main Address:
 111 West Cataldo
Suite 200
Spokane, WA  99201  
509-325-2511
Delivery Method:
 Telephone:866-366-0599 English and Spanish
 Internet/Telephone:www.backtogo.org / 866-366-0599English and Spanish
  
GreenPath, Inc.www.greenpathbk.com
Main Address:
 38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331-3429  
800-630-6718
Delivery Method:
 Internet:www.greenpathbk.com 
 Telephone:800-630-6718 English and Spanish
 Internet/Telephone:www.greenpathBK.com / 800-630-6718 
  
Hummingbird Credit Counseling and Education, Inc.www.hbcce.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Education Foundation, Inc.www.inchargefoundation.org
Main Address:
 2101 Park Center Drive
Suite 310
Orlando, FL  32835  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
 Telephone:407-291-7770  
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 449 Forest Avenue
Portland, ME  04101  
207-879-0389
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
Momentive Consumer Credit Counseling Service, Inc.www.momentive.org
Main Address:
 615 N. Alabama Street
Suite 134
Indianapolis, IN  46204-1477  
888-711-7227
Delivery Method:
 Internet:www.momentive.org 
 Telephone:888-711-7227  
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 9009 West Loop South
Suite 700
Houston, TX  77096-1719  
888-845-5669
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:888-845-5669 English and Spanish
 Internet/Telephone: www.moneymanagement.org / 888-845-5669 
  
Pacific Rim Institute for Development  & Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet/Telephone:www.PacificRimCounseling.com / 1-800-845-7171English and Spanish
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Telephone:888-425-3453 English and Spanish
 Internet/Telephone:www.bkhelp.org / 888-425-3453English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6099 Mt. Moriah Extended
Suite 7B
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-769-4069
Delivery Method:
 Telephone:877-769-4069  
 Internet/Telephone:www.themesquitegroup.org / 877-769-4069 
  
KYW
Western District of Kentucky
A 123  Credit Counselors, Incwww.a123cc.com
Main Address:
 701 NW 62nd Avenue
Suite 160
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet/Telephone:www.a123cc.com / 305-269-9201 
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Telephone:888-511-2227  
  
Advantage Debt Management of Americawww.helpwithbills.org
Main Address:
 4424 Aicholtz Road, Suite H
Cincinnati, OH  45245  
877-245-5435
Delivery Method:
 Internet:www.helpwithbills.org 
 Telephone:877-245-5435  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 195 Brook Street East
Wessington, SD  57381  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
ClearPoint Financial Solutions, Inc.www.clearpointfinancialsolutions.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.org 
 Telephone:877-422-9044  
 In Person:
 ClearPoint Financial Solutions, Inc.
100 Fountain Drive  Suite 200
Paducah , KY  42001
877-422-9046
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Telephone:800-531-5124  
  
Comprehensive Credit Counseling of Rural Services of Indiana, Inc.www.comprehensivecreditcounseling.com
Main Address:
 60918 US 31 South
South Bend, IN  46614  
800-288-6581
Delivery Method:
 Telephone:1-800-288-6581  
 Internet/Telephone:www.comprehensivecreditcounseling.com / 800-288-6581 
  
Consumer Credit Counseling of Springfield, Missouri, Inc.www.cccsoftheozarks.org
Main Address:
 1515 S. Glenstone
Springfield, MO  65804  
417-889-7474
Delivery Method:
 Internet:www.cccsoftheozarks.org 
 Telephone:800-882-0808  
  
Consumer Credit Counseling Service of Greater Atlanta, Inc.www.cccsinc.org
Main Address:
 100 Edgewood Avenue
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.cccsinc.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Consumer Credit Counseling Service of Greater San Antoniowww.cccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.cccssa.org 
 Telephone:210-979-4300 English and Spanish
 Internet/Telephone:www.cccssa.org / 210-979-4300English and Spanish
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.cccservices.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.cccservices.com 
 Telephone:800-355-2227  
 In Person:
 Consumer Credit Counseling Service of Louisville
617 N. Mulberry  Suite 24
Elizabethtown , KY  42701
800-355-2227
 Consumer Credit Counseling Service of Louisville
2100 Gardiner Lane  Suite 103A
Louisville , KY  40205
800-355-2227
 Consumer Credit Counseling Service of the Midwest, Inc.
2100 Gardiner Lane  Suite 103 A
Louisville , KY  40205
800-355-2227
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.org 
 Telephone:1-866-684-8171  
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400  
  
DBSM, Inc.www.myBKnow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com 
 Telephone:877-692-5669  
  
Debt Education and Certification Foundationwww.debt-foundation.org
Main Address:
 112 Goliad Street
Suite D
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.debt-foundation.org 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.debt-foundation.org / 866-859-7323 
  
Financial Fitness Services, Inc.financialfitnessservices.com
Main Address:
 1226 Linn Street
Suite C
Sikeston, MO  63801  
888-471-9737
Delivery Method:
 Telephone:888-471-9737  
 In Person:
 Financial Fitness Services, Inc.
638 Windmill Circle  
Bowling Green , KY  42104
888-471-9737
Forbes & Newhard Credit Solutions, Inc.
Main Address:
 7505 Tiffany Springs Parkway
Suite 520
Kansas City, MO  64153  
816-582-4322
Delivery Method:
 Telephone:816-582-4322  
  
Garden State Consumer Credit Counseling, Inc. www.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
  
Granite Lake Educational Resourceswww.backtogo.org
Main Address:
 111 West Cataldo
Suite 200
Spokane, WA  99201  
509-325-2511
Delivery Method:
 Telephone:866-366-0599 English and Spanish
 Internet/Telephone:www.backtogo.org / 866-366-0599English and Spanish
  
GreenPath, Inc.www.greenpathbk.com
Main Address:
 38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331-3429  
800-630-6718
Delivery Method:
 Internet:www.greenpathbk.com 
 Telephone:800-630-6718 English and Spanish
 Internet/Telephone:www.greenpathBK.com / 800-630-6718 
  
Hummingbird Credit Counseling and Education, Inc.www.hbcce.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Education Foundation, Inc.www.inchargefoundation.org
Main Address:
 2101 Park Center Drive
Suite 310
Orlando, FL  32835  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
 Telephone:407-291-7770  
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 449 Forest Avenue
Portland, ME  04101  
207-879-0389
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
Momentive Consumer Credit Counseling Service, Inc.www.momentive.org
Main Address:
 615 N. Alabama Street
Suite 134
Indianapolis, IN  46204-1477  
888-711-7227
Delivery Method:
 Internet:www.momentive.org 
 Telephone:888-711-7227  
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 9009 West Loop South
Suite 700
Houston, TX  77096-1719  
888-845-5669
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:888-845-5669 English and Spanish
 Internet/Telephone: www.moneymanagement.org / 888-845-5669 
  
Pacific Rim Institute for Development  & Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet/Telephone:www.PacificRimCounseling.com / 1-800-845-7171English and Spanish
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Telephone:888-425-3453 English and Spanish
 Internet/Telephone:www.bkhelp.org / 888-425-3453English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6099 Mt. Moriah Extended
Suite 7B
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-769-4069
Delivery Method:
 Telephone:877-769-4069  
 Internet/Telephone:www.themesquitegroup.org / 877-769-4069