Approved Credit Counseling Agencies

Pennsylvania

PAE Eastern District of Pennsylvania

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   701 NW 62nd Avenue Suite 160 Miami, FL  33126   305-269-9201 Delivery Method:   Internet/Telephone: www.a123cc.com / 305-269-9201

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street East Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Telephone: 800-531-5124

Consumer Credit Counseling Service of Delaware Valley, Inc. www.cccsdv.org Main Address:   1608 Walnut Street 10th Floor Philadelphia, PA  19103   800-989-2227 Delivery Method:   Telephone: 800-989-2227 English and Spanish (Interpreter Only)   In Person:   Consumer Credit Counseling Service of Delaware Valley, Inc. 1777 Sentry Parkway West  Suite 200 Blue Bell , PA  19422 800-989-2227   Consumer Credit Counseling Service of Delaware Valley, Inc. 1230 New Rodgers Road   Suite F1 Bristol  , PA  19007 800-989-2227   Consumer Credit Counseling Service of Delaware Valley, Inc. 261 Old York Road  The Pavilion -  Suite 401 Jenkintown , PA  19046 800-989-2227   Consumer Credit Counseling Service of Delaware Valley, Inc. 280 N. Providence Road  Lower Level Media , PA  19063 800-989-2227   Consumer Credit Counseling Service of Delaware Valley, Inc. 1515 Market Street  Suite 1325 Philadelphia , PA  19102 800-989-2227 English and Spanish (Interpreter Only)   Consumer Credit Counseling Service of Delaware Valley, Inc. 7340 Jackson Street   Philadelphia , PA  19136 800-989-2227   Consumer Credit Counseling Service of Delaware Valley, Inc. 790 E. Market Street   Marshall Bldg Suite #170 West Chester , PA  19382 800-989-2227

Consumer Credit Counseling Service of Greater Atlanta, Inc. www.cccsinc.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.cccsinc.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Telephone: 800-642-2227

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.debthelper.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Credit Counseling Center www.ccc-credit.com Main Address:   832 Second Street Pike Richboro, PA  18954   215-396-1880 Delivery Method:   Telephone: 877-900-4222     In Person:   Credit Counseling Center 408  Mill Street   Bristol , PA  19007 877-900-4222   Credit Counseling Center 832 Second St. Pike   Richboro , PA  18954 215-396-1880

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400

DBSM, Inc. www.myBKnow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com     Telephone: 877-692-5669

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Family Guidance Center Corp. www.fgccorp.org Main Address:   1931 Nottingham Way Hamilton, NJ  08619   609-586-2574 Delivery Method:   Telephone: 888-379-0604 English and Spanish

Forbes & Newhard Credit Solutions, Inc. Main Address:   7505 Tiffany Springs Parkway Suite 520 Kansas City, MO  64153   816-582-4322 Delivery Method:   Telephone: 816-582-4322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   2101 Park Center Drive Suite 310 Orlando, FL  32835   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 407-291-7770

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

Momentive Consumer Credit Counseling Service, Inc. www.momentive.org Main Address:   615 N. Alabama Street Suite 134 Indianapolis, IN  46204-1477   888-711-7227 Delivery Method:   Internet: www.momentive.org     Telephone: 888-711-7227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   888-845-5669 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: 888-845-5669 English and Spanish   Internet/Telephone: www.moneymanagement.org / 888-845-5669     In Person:   Consumer Credit Counseling Service of Lehigh Valley 306 Spring Garden Street   Easton , PA  18042 - English and Spanish (Printed Materials Only)   Money Management International, Inc. 1954 East High Street   Pottstown , PA  19464   Consumer Credit Counseling Service of Lehigh Valley 245 W Broad Street  Suite 3 Quakertown , PA  18951 - English and Spanish   Consumer Credit Counseling Service of Lehigh Valley 3671 Cresent Court East   Whitehall , PA  18052 - English and Spanish   Consumer Credit Counseling Service of Lehigh Valley 833 N. Park Road   Wyomissing , PA  19610 - English and Spanish (Printed Materials Only)

Northwest Counseling Service (NWCS) , Incorporated www.nwcsonline.com Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500     In Person:   Northwest Counseling Service (NWCS) , Incorporated 5001 North Broad Street   Philadelphia , PA  19141 215-324-7500

Pacific Rim Institute for Development  & Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org / 888-425-3453 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6099 Mt. Moriah Extended Suite 7B Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   713 Preston Place Grapevine, TX  76051   817-769-4069 Delivery Method:   Telephone: 877-769-4069     Internet/Telephone: www.themesquitegroup.org / 877-769-4069

PAM Middle District of Pennsylvania

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   701 NW 62nd Avenue Suite 160 Miami, FL  33126   305-269-9201 Delivery Method:   Internet/Telephone: www.a123cc.com / 305-269-9201

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227     In Person:   Advantage Credit Counseling Service, Inc. 2000 Linglestown Road   Harrisburg , PA  17110 888-511-2227   Advantage Credit Counseling Service, Inc. 970-D S. George Street   York , PA  17403 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street East Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Telephone: 800-531-5124

Consumer Credit Counseling Service of Greater Atlanta, Inc. www.cccsinc.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.cccsinc.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Telephone: 800-642-2227

Consumer Credit Counseling Service of Northeastern Pa, Inc. www.cccsnepa.org Main Address:   401 Laurel Street Pittston, PA  18640   800-922-9537 Delivery Method:   Internet: www.cccsnepa.org     Telephone: 800-922-9537     In Person:   Consumer Credit Counseling Service of Northeastern Pa, Inc. 702 Sawmill Road   Area Agency on Aging Bloomsburg , PA  17815 800-922-9537   Consumer Credit Counseling Service of Northeastern Pa, Inc. 214 W. Walnut Street  Catholic Social Services Hazleton , PA  18201 800-922-9537   Consumer Credit Counseling Service of Northeastern Pa, Inc. 401 Laurel Street   Pittston , PA  18640 570-602-2227   Consumer Credit Counseling Service of Northeastern Pa, Inc. 202 W. Hamilton Avenue    State College , PA  16801 814-238-3668   Consumer Credit Counseling Service of Northeastern Pa, Inc. 411 Main Street   Suite 104 Stroudsburg , PA  18360 570-420-8980   Consumer Credit Counseling Service of Northeastern Pa, Inc. 217 S. Center Street   Northumberland Human Services Sunbury  , PA  17801 800-922-9537   Consumer Credit Counseling Service of Northeastern Pa, Inc. 201 Basin Street   Suite 6 Williamsport , PA  17701 570-323-6627

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.debthelper.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Credit Counseling Center www.ccc-credit.com Main Address:   832 Second Street Pike Richboro, PA  18954   215-396-1880 Delivery Method:   Telephone: 877-900-4222

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400

DBSM, Inc. www.myBKnow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com     Telephone: 877-692-5669

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Forbes & Newhard Credit Solutions, Inc. Main Address:   7505 Tiffany Springs Parkway Suite 520 Kansas City, MO  64153   816-582-4322 Delivery Method:   Telephone: 816-582-4322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   2101 Park Center Drive Suite 310 Orlando, FL  32835   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 407-291-7770

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

Momentive Consumer Credit Counseling Service, Inc. www.momentive.org Main Address:   615 N. Alabama Street Suite 134 Indianapolis, IN  46204-1477   888-711-7227 Delivery Method:   Internet: www.momentive.org     Telephone: 888-711-7227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   888-845-5669 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: 888-845-5669 English and Spanish   Internet/Telephone: www.moneymanagement.org / 888-845-5669

Northwest Counseling Service (NWCS) , Incorporated www.nwcsonline.com Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

Pacific Rim Institute for Development  & Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org / 888-425-3453 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6099 Mt. Moriah Extended Suite 7B Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   713 Preston Place Grapevine, TX  76051   817-769-4069 Delivery Method:   Telephone: 877-769-4069     Internet/Telephone: www.themesquitegroup.org / 877-769-4069

PAW Western District of Pennsylvania

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   701 NW 62nd Avenue Suite 160 Miami, FL  33126   305-269-9201 Delivery Method:   Internet/Telephone: www.a123cc.com / 305-269-9201

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227     In Person:   Advantage Credit Counseling Service, Inc. 917-A Logan Boulevard   Royal/Remax Plaza Altoona , PA  16602 888-511-2227   Advantage Credit Counseling Service, Inc. 112 Hollywood Drive  Suite 101 Butler , PA  16001 888-511-2227   Advantage Credit Counseling Service, Inc. 4402 Peach Street  Lower Level Erie , PA  16509 888-511-2227   Advantage Credit Counseling Service, Inc. One Northgate    Greensburg , PA  15601 888-511-2227   Advantage Credit Counseling Service, Inc. One Northgate Square  First Floor Greensburg , PA  15601 888-511-2227   Advantage Credit Counseling Service, Inc. 2403 Sidney Street  Suite 400 Pittsburgh , PA  15203 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street East Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Telephone: 800-531-5124

Consumer Credit Counseling Service of Greater Atlanta, Inc. www.cccsinc.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.cccsinc.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Telephone: 800-642-2227

Consumer Credit Counseling Service of Northeastern Pa, Inc. www.cccsnepa.org Main Address:   401 Laurel Street Pittston, PA  18640   800-922-9537 Delivery Method:   Internet: www.cccsnepa.org     Telephone: 800-922-9537

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.cccservices.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.cccservices.com     Telephone: 800-355-2227     In Person:   Consumer Credit Counseling Service of Warren 734 Stambaugh Avenue   Sharon , PA  16146 800-355-2227

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.debthelper.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Credit Counseling Center www.ccc-credit.com Main Address:   832 Second Street Pike Richboro, PA  18954   215-396-1880 Delivery Method:   Telephone: 877-900-4222

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400

CRISS-CROSS, Inc. www.criss-crosswv.org Main Address:   209 West Pike Street Suite B Clarksburg, WV  26301   304-623-0921 Delivery Method:

DBSM, Inc. www.myBKnow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com     Telephone: 877-692-5669

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Family & Community Services, Inc. www.portagefamilies.org Main Address:   143 Gougler Avenue Kent, OH  44240   330-677-4124 Delivery Method:   Telephone: 330-677-4124  30

Family Service Agency www.familyserviceagency.com Main Address:   535 Marmion Avenue Youngstown, OH  44502   330-782-5664 Delivery Method:   Telephone: 330-782-5664 English and Spanish   Internet/Telephone: www.familyserviceagency.com / 330-782-5664

Forbes & Newhard Credit Solutions, Inc. Main Address:   7505 Tiffany Springs Parkway Suite 520 Kansas City, MO  64153   816-582-4322 Delivery Method:   Telephone: 816-582-4322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   2101 Park Center Drive Suite 310 Orlando, FL  32835   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 407-291-7770

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

Momentive Consumer Credit Counseling Service, Inc. www.momentive.org Main Address:   615 N. Alabama Street Suite 134 Indianapolis, IN  46204-1477   888-711-7227 Delivery Method:   Internet: www.momentive.org     Telephone: 888-711-7227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   888-845-5669 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: 888-845-5669 English and Spanish   Internet/Telephone: www.moneymanagement.org / 888-845-5669

Northwest Counseling Service (NWCS) , Incorporated www.nwcsonline.com Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

Pacific Rim Institute for Development  & Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org / 888-425-3453 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6099 Mt. Moriah Extended Suite 7B Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   713 Preston Place Grapevine, TX  76051   817-769-4069 Delivery Method:   Telephone: 877-769-4069     Internet/Telephone: www.themesquitegroup.org / 877-769-4069

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