Bankruptcy Allowable Living Expenses
(Cases Filed Between November 1, 2009, and March 14, 2010, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$413$457$485$537$512$565$570$631$580$641
Andrews County48003$358$490$421$575$443$606$494$676$502$687
Angelina County48005$400$493$470$579$495$610$552$680$561$691
Aransas County48007$410$553$482$650$508$684$566$764$575$776
Archer County48009$417$539$490$633$517$667$576$744$585$756
Armstrong County48011$387$342$454$403$479$424$534$472$542$481
Atascosa County48013$392$479$460$564$485$594$541$662$549$673
Austin County48015$429$635$503$746$531$785$592$876$601$891
Bailey County48017$369$297$434$348$457$367$510$409$518$416
Bandera County48019$417$657$490$771$517$812$576$906$585$921
Bastrop County48021$434$639$509$751$537$791$599$882$608$896
Baylor County48023$406$323$477$380$503$400$560$446$570$453
Bee County48025$362$399$425$469$448$494$500$550$508$559
Bell County48027$369$651$434$764$457$805$510$897$518$912
Bexar County48029$355$707$417$830$439$875$490$975$498$991
Blanco County48031$430$536$505$629$532$663$593$739$603$751
Borden County48033$443$377$520$443$548$467$611$521$621$529
Bosque County48035$426$463$500$544$527$573$587$640$597$649
Bowie County48037$379$534$445$628$469$661$522$738$531$750
Brazoria County48039$422$759$496$891$523$939$583$1,047$592$1,064
Brazos County48041$417$786$490$923$517$972$576$1,084$585$1,102
Brewster County48043$377$559$442$657$466$692$520$771$528$784
Briscoe County48045$387$236$454$278$479$292$534$326$542$332
Brooks County48047$346$387$406$455$428$480$477$535$485$543
Brown County48049$390$407$458$478$482$504$538$562$547$570
Burleson County48051$423$421$496$495$523$521$583$581$592$591
Burnet County48053$429$571$503$672$531$707$592$788$601$802
Caldwell County48055$438$516$514$607$542$639$604$713$614$724
Calhoun County48057$388$479$455$564$480$593$535$662$544$672
Callahan County48059$379$402$445$473$469$498$522$556$531$565
Cameron County48061$372$532$437$625$461$658$514$734$522$746
Camp County48063$392$401$460$471$485$496$541$553$549$563
Carson County48065$369$437$434$513$457$541$510$602$518$612
Cass County48067$372$420$437$493$461$519$514$578$522$588
Castro County48069$385$394$452$463$476$489$531$545$539$554
Chambers County48071$431$699$507$820$534$865$595$965$605$980
Cherokee County48073$391$474$459$557$484$587$539$655$548$665
Childress County48075$391$399$459$468$484$493$539$551$548$559
Clay County48077$418$436$491$512$518$539$577$602$587$611
Cochran County48079$378$295$443$348$467$366$521$408$529$415
Coke County48081$380$406$446$477$470$502$524$560$532$570
Coleman County48083$393$325$461$382$486$403$542$449$551$456
Collin County48085$444$1,239$522$1,454$550$1,532$613$1,709$623$1,736
Collingsworth County48087$406$379$477$444$503$468$560$523$570$530
Colorado County48089$387$463$454$544$479$573$534$639$542$650
Comal County48091$409$774$481$909$506$959$565$1,068$574$1,085
Comanche County48093$389$348$457$409$481$432$536$482$545$489
Concho County48095$405$358$476$420$501$443$559$494$568$502
Cooke County48097$430$517$505$607$532$640$593$714$603$725
Coryell County48099$378$577$443$679$467$715$521$797$529$811
Cottle County48101$365$281$429$330$452$348$504$388$512$395
Crane County48103$392$395$460$464$485$488$541$544$549$554
Crockett County48105$403$409$473$481$499$506$556$565$565$574
Crosby County48107$372$326$437$382$461$402$514$449$522$456
Culberson County48109$392$334$460$393$485$414$541$461$549$469
Dallam County48111$340$336$399$395$420$417$469$464$476$472
Dallas County48113$424$812$498$953$525$1,004$585$1,120$594$1,139
Dawson County48115$384$345$451$406$475$428$529$477$538$485
Deaf Smith County48117$355$452$417$531$439$560$490$624$498$634
Delta County48119$407$345$478$405$504$426$562$475$571$483
Denton County48121$426$1,080$500$1,269$527$1,337$588$1,490$597$1,515
DeWitt County48123$381$400$447$471$471$496$525$553$534$562
Dickens County48125$384$251$451$295$475$311$529$348$538$353
Dimmit County48127$350$340$411$400$433$422$483$470$491$477
Donley County48129$396$397$465$466$490$491$546$548$555$557
Duval County48131$347$322$407$379$429$399$479$444$486$452
Eastland County48133$377$343$442$404$466$425$520$474$528$482
Ector County48135$375$491$441$577$465$607$518$678$527$688
Edwards County48137$399$307$469$360$494$380$551$423$559$431
El Paso County48141$333$613$391$720$412$759$459$847$466$861
Ellis County48139$438$734$515$861$542$908$605$1,012$615$1,028
Erath County48143$405$520$476$610$501$643$559$717$568$729
Falls County48145$375$339$441$398$465$419$518$467$527$474
Fannin County48147$427$433$501$509$528$537$589$598$598$608
Fayette County48149$388$537$455$631$480$664$535$741$544$753
Fisher County48151$402$327$472$385$498$405$555$451$564$459
Floyd County48153$374$406$440$477$463$503$517$560$525$569
Foard County48155$389$237$457$278$481$294$536$328$545$333
Fort Bend County48157$421$995$495$1,169$521$1,232$581$1,374$591$1,395
Franklin County48159$430$436$505$513$532$540$593$603$603$612
Freestone County48161$405$409$476$480$501$507$559$565$568$574
Frio County48163$374$374$440$438$463$462$517$515$525$523
Gaines County48165$351$446$412$524$434$552$484$616$492$625
Galveston County48167$444$766$521$900$549$948$612$1,057$622$1,074
Garza County48169$385$329$452$387$476$408$531$454$539$462
Gillespie County48171$407$609$478$715$504$753$562$840$571$853
Glasscock County48173$470$504$552$592$581$624$648$696$658$707
Goliad County48175$401$486$471$571$496$602$553$671$562$681
Gonzales County48177$399$389$469$456$494$481$551$536$559$545
Gray County48179$350$392$411$460$433$485$483$540$491$549
Grayson County48181$414$554$487$649$513$684$572$763$581$776
Gregg County48183$372$598$437$702$461$739$514$824$522$838
Grimes County48185$411$407$483$478$509$504$568$561$577$570
Guadalupe County48187$382$741$448$871$472$918$527$1,023$535$1,040
Hale County48189$371$472$436$554$460$583$513$650$521$661
Hall County48191$371$282$436$330$460$348$513$388$521$394
Hamilton County48193$425$321$499$377$525$398$586$443$595$451
Hansford County48195$400$414$470$486$495$513$552$572$561$581
Hardeman County48197$400$312$470$366$495$386$552$430$561$437
Hardin County48199$402$552$472$649$498$683$555$762$564$774
Harris County48201$419$772$492$907$519$955$578$1,066$588$1,082
Harrison County48203$382$545$448$640$472$675$527$752$535$764
Hartley County48205$372$652$437$765$461$806$514$899$522$914
Haskell County48207$393$295$461$348$486$366$542$408$551$414
Hays County48209$422$898$495$1,056$522$1,112$582$1,240$591$1,260
Hemphill County48211$419$429$493$503$519$530$579$591$588$601
Henderson County48213$417$520$489$611$516$643$575$718$584$729
Hidalgo County48215$365$547$429$643$452$677$504$755$512$767
Hill County48217$417$423$490$496$517$522$576$583$585$593
Hockley County48219$369$479$434$562$457$592$510$660$518$671
Hood County48221$461$714$541$839$570$884$636$986$646$1,002
Hopkins County48223$418$449$491$528$518$555$577$620$587$629
Houston County48225$416$376$489$441$515$465$575$517$584$526
Howard County48227$374$412$440$483$463$509$517$567$525$577
Hudspeth County48229$344$352$404$413$425$436$474$486$482$493
Hunt County48231$433$520$509$610$536$644$598$717$607$729
Hutchinson County48233$375$425$441$498$465$525$518$586$527$595
Irion County48235$407$480$478$564$504$594$562$662$571$672
Jack County48237$414$393$487$461$513$486$572$542$581$551
Jackson County48239$391$423$459$497$484$524$539$585$548$594
Jasper County48241$385$422$452$496$476$523$531$583$539$593
Jeff Davis County48243$380$568$446$668$470$703$524$784$532$798
Jefferson County48245$398$532$467$625$493$658$549$734$558$746
Jim Hogg County48247$338$256$397$301$418$318$466$354$473$360
Jim Wells County48249$371$438$436$514$460$541$513$603$521$614
Johnson County48251$449$609$527$716$555$754$619$841$629$854
Jones County48253$391$377$459$443$484$467$539$521$548$529
Karnes County48255$374$366$440$429$463$452$517$504$525$512
Kaufman County48257$451$664$529$781$558$823$622$917$632$932
Kendall County48259$428$878$502$1,032$529$1,087$590$1,212$600$1,231
Kenedy County48261$325$265$382$311$403$327$449$365$456$372
Kent County48263$369$312$434$366$457$386$510$430$518$437
Kerr County48265$425$552$499$648$525$684$586$762$595$775
Kimble County48267$415$317$488$372$514$392$573$438$582$445
King County48269$437$701$513$824$541$868$603$968$613$983
Kinney County48271$378$470$443$553$467$582$521$649$529$660
Kleberg County48273$380$522$446$614$470$646$524$721$532$733
Knox County48275$401$311$471$365$496$385$553$429$562$436
La Salle County48283$379$348$445$409$469$431$522$482$531$489
Lamar County48277$412$435$484$511$510$538$569$600$578$610
Lamb County48279$362$357$425$420$448$442$500$492$508$500
Lampasas County48281$397$529$466$621$491$655$548$729$557$741
Lavaca County48285$365$436$429$512$452$539$504$601$512$611
Lee County48287$396$499$465$586$490$618$546$689$555$700
Leon County48289$424$458$497$539$524$567$584$633$594$642
Liberty County48291$425$503$500$591$526$623$587$694$596$706
Limestone County48293$390$380$458$447$482$471$538$525$547$533
Lipscomb County48295$385$354$452$415$476$438$531$488$539$497
Live Oak County48297$366$383$430$449$453$474$505$528$514$536
Llano County48299$427$560$501$658$528$694$589$773$598$786
Loving County48301$514$624$603$734$636$773$709$862$720$876
Lubbock County48303$356$592$418$696$441$732$491$817$499$831
Lynn County48305$384$364$451$427$475$450$529$503$538$510
Madison County48313$411$407$483$478$509$504$568$561$577$570
Marion County48315$355$372$417$437$439$461$490$514$498$522
Martin County48317$433$445$508$523$536$550$597$614$607$624
Mason County48319$384$329$451$386$475$407$529$455$538$462
Matagorda County48321$383$585$449$687$474$723$528$807$537$820
Maverick County48323$337$452$395$531$417$559$465$623$472$634
McCulloch County48307$373$317$439$372$462$393$515$438$524$444
McLennan County48309$398$552$467$649$493$683$549$762$558$774
McMullen County48311$394$321$463$377$487$398$544$443$552$451
Medina County48325$441$555$518$652$546$687$608$767$618$779
Menard County48327$382$281$448$331$472$348$527$388$535$394
Midland County48329$409$653$481$766$506$808$565$900$574$915
Milam County48331$395$453$464$532$489$560$545$625$554$635
Mills County48333$393$317$461$373$486$393$542$438$551$444
Mitchell County48335$390$351$458$412$482$435$538$484$547$491
Montague County48337$415$410$488$481$514$508$573$566$582$575
Montgomery County48339$431$878$507$1,031$534$1,087$595$1,212$605$1,231
Moore County48341$349$504$410$592$432$624$481$696$489$707
Morris County48343$366$358$430$421$453$443$505$494$514$501
Motley County48345$370$287$435$336$458$355$511$395$519$402
Nacogdoches County48347$400$510$470$599$495$632$552$704$561$715
Navarro County48349$414$452$487$531$513$559$572$624$581$634
Newton County48351$364$333$428$390$451$411$503$458$511$466
Nolan County48353$358$435$421$510$443$538$494$600$502$610
Nueces County48355$399$682$469$801$494$844$551$941$559$957
Ochiltree County48357$373$463$439$542$462$572$515$638$524$648
Oldham County48359$396$405$465$476$490$501$546$559$555$568
Orange County48361$394$541$463$635$487$670$544$746$552$759
Palo Pinto County48363$422$417$495$490$522$516$582$575$591$585
Panola County48365$401$483$471$567$496$598$553$666$562$677
Parker County48367$450$727$528$855$556$901$620$1,004$630$1,021
Parmer County48369$365$395$429$464$452$489$504$545$512$554
Pecos County48371$369$437$434$513$457$541$510$602$518$612
Polk County48373$410$442$482$519$508$546$566$610$575$620
Potter County48375$335$480$393$564$414$595$462$663$469$674
Presidio County48377$346$390$406$459$428$483$477$539$485$548
Rains County48379$412$465$484$546$510$575$569$641$578$651
Randall County48381$363$689$427$809$450$853$501$951$509$967
Reagan County48383$441$525$518$616$546$649$608$724$618$736
Real County48385$383$328$449$386$474$406$528$453$537$460
Red River County48387$383$293$449$345$474$363$528$405$537$411
Reeves County48389$347$360$407$423$429$446$479$496$486$505
Refugio County48391$375$367$441$430$465$453$518$505$527$513
Roberts County48393$390$380$458$447$482$471$538$525$547$533
Robertson County48395$417$422$490$495$517$521$576$581$585$591
Rockwall County48397$459$1,082$539$1,271$568$1,339$633$1,493$643$1,518
Runnels County48399$391$316$459$371$484$391$539$436$548$443
Rusk County48401$379$458$445$538$469$566$522$633$531$642
Sabine County48403$384$377$451$443$475$467$529$521$538$529
San Augustine County48405$377$415$442$488$466$514$520$572$528$582
San Jacinto County48407$408$410$479$482$505$508$563$566$572$575
San Patricio County48409$396$612$465$719$490$758$546$846$555$859
San Saba County48411$387$373$454$439$479$462$534$515$542$524
Schleicher County48413$415$380$488$445$514$470$573$524$582$532
Scurry County48415$416$433$489$508$515$536$575$597$584$606
Shackelford County48417$420$412$494$483$520$509$580$568$590$576
Shelby County48419$381$387$447$455$471$480$525$535$534$543
Sherman County48421$366$394$430$463$453$488$505$544$514$552
Smith County48423$399$599$469$703$494$741$551$827$559$841
Somervell County48425$416$586$489$688$515$726$575$808$584$822
Starr County48427$325$345$382$405$403$426$449$476$456$483
Stephens County48429$403$356$473$418$499$440$556$491$565$499
Sterling County48431$452$387$531$454$560$478$624$533$634$542
Stonewall County48433$380$261$446$307$470$324$524$361$532$367
Sutton County48435$412$458$484$538$510$567$569$632$578$643
Swisher County48437$381$309$447$364$471$384$525$428$534$434
Tarrant County48439$402$835$473$980$498$1,033$555$1,152$564$1,170
Taylor County48441$366$534$430$627$453$661$505$737$514$748
Terrell County48443$364$367$428$431$451$454$503$506$511$515
Terry County48445$385$460$452$540$476$570$531$635$539$646
Throckmorton County48447$412$358$484$421$510$443$569$494$578$502
Titus County48449$410$511$482$599$508$631$566$704$575$716
Tom Green County48451$366$532$430$625$453$658$505$734$514$745
Travis County48453$415$974$488$1,143$514$1,205$573$1,344$582$1,366
Trinity County48455$411$398$483$467$509$492$568$548$577$558
Tyler County48457$382$398$448$469$472$494$527$550$535$559
Upshur County48459$383$443$449$522$474$549$528$612$537$622
Upton County48461$373$392$439$460$462$485$515$541$524$549
Uvalde County48463$359$413$422$485$444$512$496$570$504$579
Val Verde County48465$365$530$429$622$452$656$504$731$512$743
Van Zandt County48467$418$478$491$561$518$591$577$659$587$669
Victoria County48469$382$598$448$703$472$741$527$825$535$839
Walker County48471$426$605$500$711$527$749$587$836$597$849
Waller County48473$459$612$539$719$568$758$633$845$644$858
Ward County48475$363$382$427$448$450$472$501$527$509$535
Washington County48477$412$584$484$686$510$723$569$806$578$819
Webb County48479$383$666$449$784$474$825$528$920$537$934
Wharton County48481$400$520$470$610$495$643$552$717$561$728
Wheeler County48483$375$344$441$404$465$425$518$474$527$481
Wichita County48485$382$531$448$625$472$658$527$733$535$746
Wilbarger County48487$402$399$472$469$498$493$555$550$564$559
Willacy County48489$374$298$440$349$463$369$517$410$525$417
Williamson County48491$375$986$441$1,158$465$1,220$518$1,361$527$1,382
Wilson County48493$415$665$488$781$514$823$573$917$582$932
Winkler County48495$368$357$433$419$456$442$508$493$516$501
Wise County48497$455$634$535$744$563$785$628$875$638$889
Wood County48499$411$453$483$532$509$561$568$625$577$635
Yoakum County48501$359$440$422$516$444$545$496$606$504$616
Young County48503$392$409$460$481$485$506$541$564$549$574
Zapata County48505$357$405$419$476$442$501$493$559$501$568
Zavala County48507$335$320$393$376$414$396$462$441$469$449

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, October 2, 2014 4:17 PM